Retirement: the dream, the mystery, the potential panic. Thinking about retirement? Wondering if you should hang up your work shoes or just keep pretending to look busy until they force you out? You’re not alone. In this blog, I tackle the big questions: Should you retire? When should you retire? How much money is actually enough? How do you get there without living on instant noodles? And in the next section — what on earth do you do all day once you're retired? Whether you’re ready to sail off into the sunset or still clinging to your office chair, I’ve got some laughs, some wisdom, and maybe a spreadsheet or two.
Whether you're on the brink of retirement, dreaming of early retirement or just starting to think about the future, this space is for you.
And then one day it hits you: Your job just doesn’t bring you satisfaction anymore. You start feeling like you’ve given so much over the years, there’s nothing useful left to give. You have lost your fire.
Retirement literally gives you the freedom to get up when you want, go to bed when you want, and in between—work or play at your own pace.
You can only retire when you are financially independent.
In my own experience, people generally need less money per month after retirement.
There are four main retirement-based investment options available to people still working and wanting to invest monthly toward retirement.
Discretionary investments aren’t governed by retirement-specific laws.
Many South Africans may not be differentiating between investing towards retirement versus saving for other goals. If so, you are missing out on tax breaks and long-term growth offered by retirement annuities.
All capital invested before retirement in a retirement investment, must at retirement be used to buy a post-retirement income.
In this post I share my journey of recovery from paroxysmal atrial fibrillation, prostate cancer, and stage four follicular non-Hodgkin lymphoma.
Perpare yourself and your loved ones for the inevitable.
The three-pot system for retirement investments is designed to balance the preservation of retirement savings with the need for early access to funds.
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